Information Champion

Talk to your bank. If you have equity in your home and are getting a steady income, you may want to consider getting a home equity loan to provide some debt relief. However, this will mean having another large monthly payment and of course, your house is at stake if you would default on either mortgage payment. Part-time jobs or any way of finding an additional income can help to provide debt relief. Some families have spouses who work several jobs just to put food on the table and assist in debt relief. It may not be a permanent situation, just temporary until you get enough of debt relief to live comfortably again.